Corporate Speak
Moolyankan
"Moolyankan" is the Annual Finance Conclave of the Department of Business Economics, hosted by the department's Finance Club, "Blue Chips". Through its flagship event the club attempts to create synergies between the students and the financial industry, by rendering an interactive platform which brings together industrialists, policy makers and professionals, all leaders in their domain. It not only provides an opportunity for students to expand their knowledge but also provides them with a holistic understanding of the practical nuances.
This year, the conclave returns with the corporate peak session as well ass two deeply engrossing competitive games in which the knowledge and skills of the participants will be pushed to the limits. The curtain lifts on 6th February at the SP Jain auditorium of the University of Delhi.
Theme - The Rising Elephant: Emerging changes in Indian Financial Ecosystem
The financial sector acquires strength, efficiency and stability by the combined effect of competition, regulatory measures, and policy environment. India, “the bright spot” as quoted by Christine Lagarde, IMF managing director, envisaged to be a shining star and most favoured among emerging market equities amidst the slowing world economy. As the elephant embarks upon the journey of new challenges in the financial framework, how well the Indian Financial system is equipped with tools to deal the upcoming changes in the global scenarios is to be witnessed.
Sub-Themes:
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Redefing the payments landscape: Fintech
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2016 markets: bull ride or bear box, is another global crises looming ahead?
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India’s Start-up boom: Shift in funding paradigm
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Satiation of Bank's risk appetite : Management is Key
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Financing the gap: Growing Infrastructure needs
Sub - Themes
The year 2015 was a year of evolution in the lending, payments and personal finance space. Newly emerged cloud-based systems and biometric recognition has added to the development of new payment products. The RBI has granted licenses to 11 banks to be set up as payment banks to help in a move towards cash-less society.The move comes at a time when different start-ups have been engaging in mobile wallets to ease payments at all levels. Incumbent as well as established banks’ increasing involvement in Fintech startups and customers inclined towards easy mobile banking is what makes everyone keep their eyes on finnovation in payments in the year 2016.
2016 markets: bull ride or bear box, is another global crises looming ahead?
Today’s markets -- currencies, commodities, stocks and bonds -- are operating in a dystopian investment world where they have switching to an Orwellian backdrop of pervasive government intervention and manipulation that is increasingly dictated by the quant community (Who worship at the altar of prices and price momentum and are agnostic on values).
The Fed's rates hike has had a profound impact on financial markets not just in developed markets, but also in emerging markets. Among the markets that businesses are looking to target, India is one of the largest. For a variety of reasons, India provides lucrative opportunities for businesses hoping to expand and for marketers looking to grow their audience and client base. However, the ongoing global scenarios accounted by China’s market rout, Saudi-Iran tensions, European crises, US Presidency election have highlighted the challenges in the growth path ahead. The investor’s climate whether appropriate to ride the bull or to fend the bear is to be witnessed.
Redefing the payments landscape: Fintech
India’s Start-up boom: Shift in funding paradigm
The world has witnessed a huge revolution in India’s burgeoning startup culture. Enablers, accelerators, and incubators are firms providing startups with growth advice and decision-making tools, nevertheless the funding trajectory plays a crucial role in any startup ecosystem. Thousands of starry-eyed entrepreneurs have built seemingly bulletproof business plans to try to attract seed and angel funding. Only a minimal fraction of those have gone on to earn the faith of venture capitalists. Bootstrapping, the new-age word for the age-old technology of jugaad finances has been in the play for a long time now along with crowd-funding, the modern-age substitute of share capital for start-ups. Although bootstrapping is an art and cannot be implemented in every business, it has proved to be a timeless technique to minimise the costs and get results at a fast pace, while crowd-funding works in the opposite direction by increasing the funds available with the business, nonetheless these two techniques remained obscure during the times of astronomical valuations of the ecommerce giants.
Financing the gap: Growing Infrastructure needs
Infrastructure sector is a key driver for the Indian economy. Sustained increase in the sector is expected to be one of the crucial factors for sustaining strong growth during the current decade. Significant investment in physical infrastructure will also lead to employment generation, increased production efficiency, reduction in cost of doing business and improved standard of living. Given the fiscal constraints that leave little room for expanding public investment at the scale required, Public-Private Partnership (PPP) has emerged as the principal vehicle for attracting private investment in infrastructure. One of the main challenges in scaling up private investment is the mobilisation of debt financing for meeting the ambitious targets set by the Government. Rising demand for infrastructure facilities, given the rapid growth in urbanisation, bulging of the middle class and an increasing working-age population, would engender substantial increase in infrastructure investments during the current decade.
Satiation of Bank's risk appetite: Management is Key
The global crises highlighted the need for banks to incorporate the concept of Risk Management by translating risk metrics and methods into strategic decisions, reporting, and regular business procedures. The current quantum of NPAs in India stand at a figure of INR 3.21 trillion, which several bankers expect to worsen in the years to come, while the government and the industry take measures to arrest the growth of this negative indicator, efficient risk management framework is paramount in check it. It’s the core instrument for better aligning overall corporate strategy, capital allocation, and risk. Regulators, rating agencies, and professional investors are aggressively pushing banks to advance their risk management practices.
